Think your current investments will get you a comfortable life after retirement?

An average Indian family needs at least ₹5 crore* for retirement. How far are you?

QIDTMfor You

Maximise your retirement potential with QID, a Dyota Solutions' proprietary investment app. Enjoy the benefit of receiving regular personalised recommendations that factor in market conditions, your risk profile, savings capacity and cash flow requirements.

An ideal retirement plan should cover these 6 crucial factors. QID does that for you!

Set Precise
Retirement Goals

With our customised goal planner, we help you set the right retirement goal considering your lifestyle and expenses. Try it here.

Set Precise Retirement Goals

Build A Well-Balanced Investment Portfolio

QID invests in a combination of Nifty 50, Nifty Next 50, Nifty MidCap, Nifty SmallCap, Nifty Bank, Nifty IT, Gold, NASDAQ, Money Market, Gilt, and Arbitrage funds to build a portfolio with a strategic mix of equity and debt. Moreover, this helps in effective diversification to create a stable portfolio with long-term growth potential.

Build A Well-Balanced Investment Portfolio

Minimise Charges for
Cost-Effective Investments

QID invests only in low-cost index funds and credit-risk-free debt funds. The average fund management costs for the portfolio are well below 0.5 % for these funds.

Minimise Charges for Cost-Effective Investments

Stay updated with
Periodic Reviews

Regular monitoring of equity allocation on QID helps to identify opportunities to execute quarterly adjustments based on the market, cash flow, and debt fund availability thus minimising risk.

Stay updated with Periodic Reviews

Prepare a
Contingency Plan

When faced with unforeseen events, such as medical emergencies, stock market downturns, and personal life changes, QID presents an ideal option to withdraw funds that ensure minimal tax implications without affecting the portfolio.

Prepare a Contingency Plan

Minimise Tax with
Family Portfolio

QID's family portfolio maintains tax-efficiency by minimising redemptions/switches and distributing investments among family members. The algorithm used in the tax calculation is designed to reduce taxes in such scenarios.

Minimise Tax with Family Portfolio

Complementary Annual Financial Review

Obtain a through assessment of your Family’s Financial Situation across 5 Key Parameters and devise new strategies to optimize the benefits from your Financial Resources

Saving Ratio
Saving Ratio

Identifying opportunities to increase family savings Upto 40% of the income.

Investment Allocation
Investment Allocation

All Investments (FDs, Bonds, PFs, NPS, Mutual Funds, Stocks, Endowment Plans, read more

Insurance Adequacy
Insurance Adequacy

Protecting family members with required life and health insurance.

Loans
Loans

Managing home loan and education loan strategically to help create wealth & assets.

Tax Optimisation
Tax Optimisation

Planning tax on investment income in adavance & reducing them to a minimum.

Unbiased review from our long-standing clientele

Don't believe these words? We can facilitate a call with them.

Sriram Gopalaswamy
“Very prompt and proactive investment management.Stick to risk profiles and focus on long term gains. They've been managing my account for the last two years and in happy with their support”
Suresh Kailaash
“With Dyota, I feel secure about my financial future. While their priority is safety, they are also very savvy on how to get the returns that meet my needs. The bonus is how responsive they are. I can sleep knowing my savings are looked after by a team of safe hands.”
Sayan Sen Gupta
“I have been associated with Dyota Solutions for over 3 years now. Since our 1st interaction, i have always cherished their clarity of the path and milestones set for me. Their approach is to suggest a detailed roadmap by taking into consideration my aspirations, commitments and priorities. Always a phone call away, i have found the team to be proactive, empathetic and dependable. They have been the coach who nudges you towards the goal while keeping a cautious eye around, for you.”
All about Finance, now simplified.
Youtube Video|15th May, 2023
How to decide?
Should we look for Returns or Risk?
Youtube Video|15th May, 2023
How to decide on your
Retirement Corpus?
Youtube Video|15th May, 2023
How to understand
Asset Allocation?
Have more questions?
We're here to help you
What is the role of an investment advisor in India?
In India, an investment advisor is a professional or entity registered with SEBI ( Securities and Exchange Board of India) that provides investment advice and portfolio management services or executes trades on behalf of clients. An investment advisor helps clients make informed investment decisions.
What services does your RIA (Registered Investment Advisory) firm provide?
How do you charge for your services and what are the associated fees?
What is your investment philosophy and approach?
What is your investment philosophy and approach?
What kind of clients do you usually work with? Is there a minimum investment requirement?
How do you assess a client's risk tolerance and investment objectives?
What is the role of an investment advisor in India?
What services does your RIA (Registered Investment Advisory) firm provide?
How do you charge for your services and what are the associated fees?
What is your investment philosophy and approach?
What is your investment philosophy and approach?
What kind of clients do you usually work with? Is there a minimum investment requirement?
How do you assess a client's risk tolerance and investment objectives?
Partner with us

Dyota Solutions provides a well-structured and balanced combination of credit risk-free debt funds and various categories of passive funds. Our solution QID aims to assist individuals in both building and safeguarding their retirement corpus. We believe that this straightforward portfolio strategy can be an excellent addition to your range of offerings.